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r/FinancialPlanning PUBLIC

Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.

984,474 members
Created: Apr 2009
Language: EN
POSITIVE SENTIMENT
Last analyzed: Jul 15, 2026 12:00
Marketing Summary

r/FinancialPlanning is a PUBLIC community on Reddit with over 984,474 members. It currently has a positive sentiment with an engagement rate of 0.1%. With a community friendliness score of 80, this subreddit presents a moderate conversion potential for authentic brand participation. Strict rules against self-promotion are in place, so marketing should focus strictly on value-driven community engagement.

80
Friendliness Score
0.1%
Engagement Rate
51
Conversion Potential
2.0%
Monthly Growth
Marketing Analytics
6.5
Avg Post Score
15.0
Avg Comments
25
Brand Mentions
0
Posts/Hour
Top Post Types
text 100.0% (50)
Peak Activity Hours
Times shown in UTC (Coordinated Universal Time) Local times are automatically converted based on your browser's timezone
12PM UTC
High
~25 active
Community Culture
Community Sentiment POSITIVE
Friendliness Score: 80/100
2.2K
Avg User Karma of Top Posts
30%
Commercial Acceptance
Content Preferences
Moderation Patterns
Rules & Compliance
15
Total Rules
Images
Videos
Self Promotion
Require Flairs
Public
Posting Requirements & Restrictions
No limit
Minimum Karma
30
Min Account Age (days)
SELF
Submission Type
Enabled
Flair System
Subreddit Rules
  1. No advertising or solicitation: * Do not post your own blog posts/articles - no links to your own sites
  2. offering coupons, promotions, discount codes, referrals, or affiliate linking
  3. surveys or soliciting or offering handouts
  4. Do not offer or request PMs/DMs - finance related scams have been reported by people being contacted via PMs/DMs, please keep discussion within the subreddit
  5. No low effort/quality submissions: * /r/FinancialPlanning aims to provide fruitful discussion and advice for all aspects of personal financial planning. Link-only and AI-generated posts are not allowed. Do not post more than once per day or repost with a similar question, update the first with any additional info.
  6. No hyping or stock analysis: * Guidance and/or analysis of individual stocks is outside the scope of this subreddit, refer to r/investing for learning more about this topic
  7. Pushing more speculative investments, such as crypto and P2P, or citing unusually high guaranteed returns is not allowed here
  8. No politics or discussion of illegal activities:
  9. baiting or soapboxing opinions, or inciting flame wars
  10. Do not submit questions or discussion about illegal or potentially fraudulent activity
  11. Formatting: Please appropriately format your post so that others can easily read it
  12. Submissions should not contain a "wall of text" - use paragraphs
  13. Do not use large headlines or bolded text unless necessary
  14. Posts not in English will be removed
  15. YouTube: Youtube links are not allowed.
  16. Do not be disrespectful, unhelpful, or attack other users: * Submissions cannot contain profanity, be short and senseless, or personally attack other redditors - no trolling, no karmawhoring - do not be unhelpful, off topic, or disrespectful to other users
Restricted Keywords
Marketing Data Updated
Jul 15, 2026
Rules Updated
Jul 31, 2026
Compliance Updated
Jul 31, 2026

What is r/FinancialPlanning?

r/FinancialPlanning is a public Reddit community created in April 2009 with over 984,474 members. Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.

The community has a positive sentiment and an engagement rate of 0.1%. With a friendliness score of 80, it is considered very welcoming to new members.

Self-promotion is not allowed, so marketing efforts should focus on providing genuine value to the community.

Frequently Asked Questions about r/FinancialPlanning

r/FinancialPlanning is a public Reddit community with 984,474 members. Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.

With a conversion potential of 51 and an engagement rate of 0.1%, r/FinancialPlanning presents a moderate opportunity for authentic brand participation. Self-promotion is not allowed, so focus on providing genuine value to the community.

r/FinancialPlanning has 15 community rules. Posting requirements include an account age of at least 30 days .

r/FinancialPlanning has an engagement rate of 0.1% with an average post score of 6.5 and an average of 15.0 comments per post. The community sentiment is positive with a friendliness score of 80 out of 10.
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