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r/DaveRamsey PUBLIC

If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you!

197,661 members
Created: Jun 2008
Language: EN
POSITIVE SENTIMENT
Last analyzed: May 14, 2026 08:01
Marketing Summary

r/DaveRamsey is a PUBLIC community on Reddit with over 197,661 members. It currently has a positive sentiment with an engagement rate of 0.4%. With a community friendliness score of 80, this subreddit presents a moderate conversion potential for authentic brand participation. Strict rules against self-promotion are in place, so marketing should focus strictly on value-driven community engagement.

80
Friendliness Score
0.4%
Engagement Rate
54
Conversion Potential
2.0%
Monthly Growth
Marketing Analytics
24.2
Avg Post Score
46.1
Avg Comments
25
Brand Mentions
0
Posts/Hour
Top Post Types
text 98.0% (49)
link 2.0% (1)
Peak Activity Hours
Times shown in UTC (Coordinated Universal Time) Local times are automatically converted based on your browser's timezone
8AM UTC
High
~60 active
8PM UTC
Medium
~20 active
Community Culture
Community Sentiment POSITIVE
Friendliness Score: 80/100
1.5K
Avg User Karma of Top Posts
30%
Commercial Acceptance
Content Preferences
Moderation Patterns
Rules & Compliance
12
Total Rules
Images
Videos
Self Promotion
Require Flairs
Public
Posting Requirements & Restrictions
No limit
Minimum Karma
No limit
Min Account Age (days)
SELF
Submission Type
Enabled
Flair System
Subreddit Rules
  1. Respect our community’s message: Comments and advice should aim to adhere to Dave Ramsey's core principles. Users came to this subreddit to ask questions, seek guidance, and have discussions about the baby steps. It is our goal to offer advice and suggestions that align with Dave's teachings.
  2. Do not advocate credit cards or rewards. We do the debt snowball here, not highest rate first.
  3. If you'd like to offer “Daveish” advice, begin by describing what Dave would suggest, and then explain how you'd do it differently.
  4. Be constructive: Help people who are struggling. Go whine about Dave, the personalities, Tennessee football, theoretical optimality, and your credit card points elsewhere.
  5. Be civil: Simply put, be kind to one another. **Tough love is encouraged**, but rude, vulgar, or otherwise combative behavior is not acceptable
  6. name-calling.
  7. We know you don’t like the personalities: No, they aren’t the same as Dave. Complaining about the personalities got repetitive, boring, and tended to overwhelm the constructive discussion, so it is no longer a welcome topic. Focus on helping people get out of debt and take control of their finances.
  8. No affiliate links, referral codes, or spam: Self-promotion with the goal of driving traffic or making money is **not** acceptable. Affiliate links, referral codes, and/or business solicitations (like MLMs) are not allowed.
  9. When in doubt remember: **our community is not your customer.**
  10. No malicious behavior or trolling: Open discussions are welcomed, but do not challenge or argue Dave's principles *with the intent of inciting a negative reaction.*
  11. Trolls will be banned without notice.
  12. No Politics: This is **NOT** a political subreddit. Posts or comments that lead to political arguments will be removed. Comments that openly bash a politician or political party will be removed.
  13. Don’t ask questions that the FAQ addresses: Questions and topics addressed in the r/DaveRamsey FAQ — especially when done in a tiresome, repetitive, or belligerent way — are off-topic.
Restricted Keywords
Marketing Data Updated
May 14, 2026
Rules Updated
Jul 19, 2026
Compliance Updated
Jul 19, 2026

What is r/DaveRamsey?

r/DaveRamsey is a public Reddit community created in June 2008 with over 197,661 members. If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you!

The community has a positive sentiment and an engagement rate of 0.4%. With a friendliness score of 80, it is considered very welcoming to new members.

Self-promotion is not allowed, so marketing efforts should focus on providing genuine value to the community.

Frequently Asked Questions about r/DaveRamsey

r/DaveRamsey is a public Reddit community with 197,661 members. If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you!

With a conversion potential of 54 and an engagement rate of 0.4%, r/DaveRamsey presents a moderate opportunity for authentic brand participation. Self-promotion is not allowed, so focus on providing genuine value to the community.

r/DaveRamsey has 12 community rules.

r/DaveRamsey has an engagement rate of 0.4% with an average post score of 24.2 and an average of 46.1 comments per post. The community sentiment is positive with a friendliness score of 80 out of 10.
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